The cost of your coverage depends on the following.

Age of the vehicle  Engine size Use of the vehicle Your age The number of drivers The value of the vehicle

Basic Cover

Loss or damage (to the insured’s vehicle) By accidental collision or overturning By fire, external explosion, self ignition or lightning By burglary, housebreaking or theft By malicious act Whilst in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator between St. Kitts & Nevis Medical expenses (not applicable to commercial vehicles) Third party coverage Bodily injury Property damage

Optional Cover

For an additional premium you can be covered for Acts of God, windshield damage & any authorised driver

Covers damages and injuries to third parties.
Basic Cover

Bodily injury Property damage

Optional Cover

For an additional premium you can be covered for any authorized driver

This is the minimum coverage required by law. Bodily injury is covered up to EC 5,000.00 per person with an aggregate of EC $50,000.
Basic Cover

Bodily injury

Optional Cover

For an additional premium you can be covered for any authorized driver