Endowment plans are cash value insurance plans which pay out the face value of the policy if the insured lives to the end of the period for which the policy was taken out. 

Of course, if the life insured dies within that period , the face amount is payable at the time of death to the beneficiary. In many ways endowments are similar to whole life insurance and also includes the loan and withdrawal options  after three years of premiums has been paid.


10, 15, or 20-Year Endowment

There is a choice of 10, 15, or 20-year protection periods.  These flexible endowment plans are excellent for death protection and fast cash value accumulation. The lump sum endowment can be customized to meet retirement planning goals.  


Endowment to Age 60/63

This policy accumulates cash value quickly whilst providing death protection to age 60 for males and age 63 for females. The policy endows its face value at the end and the lump sum can be used to reach financial and retirement goals. 
 

10, 15, 20, or 25-Year Endowment with Q-Bonus

These endowment plans are great choices for death protection and higher cash value accumulation. Also ideal for retirement and estate planning as cash Values accumulate quickly and pays 25% of the sum assured every five years and an endowment of the face amount at the end of the period.