If you are involved in a motor vehicle accident, please remember to do the following:

Remain calm and polite Turn on your hazard lights If anyone is injured, call 911 for medical assistance Do not move an injured person Do not leave the scene of the accident Obtain the police officer's name, and give him/her your version of what happened Exchange all pertinent information with the other party such as contact and insurance information If possible, take pictures of accident scene, vehicle and property damage and road conditions Contact an NCI representative as soon as possible to report the incident

Cellular phones provide a great convenience and have become an integral part of our daily lives. However, it is important to refrain from using these devices while driving. Always keep the following facts in mind when driving:

Never operate your cell phone while driving Driving and operating a cell phones increases your risk of having an accident Using a cell phone while driving can endanger your life, as well as the life of other motorists and pedestrians If you need to use your cell phone, first pull safely to the side of the road If you have passengers in the vehicle, let them operate the phone for you so that you can concentrate on driving Use hands-free devices such as headsets and car kits

Always ensure that you follow proper safety protocols when traveling in a vehicle with a child. The following guidelines can prevent injuries and save lives:

Always use a car seat when transporting small children Choose the type of car seat based on the age of the child Ensure that the car seat is securely fastened to the vehicle Never transport children in the front seat of a vehicle Always buckle them up, even if the trip is short If a car seat has a defect, don't use it

Sleep is an essential requirement for a normal functioning body. However, many of us do not get the required amount of sleep on a daily basis. Sleep depravation can become very hazardous when driving. Sleepiness contributes to collisions because it slows reaction time, decreases awareness, and impairs judgment.

Indicators of drowsiness: Your eyes close or go out of focus by themselves You have trouble keeping your head up You are yawning constantly You have wandering, disconnected thoughts You don't remember driving the last few miles You keep drifting off the road Ways to stay alert behind the wheel: Get a good night's sleep each night (at least 8 hours) Don't count on tricks like turning up the radio or opening the window for fresh air to keep you awake. These will only work temporarily If driving a long distance, drive during the time of the day when you are normally awake If possible, have someone accompany you and talk with that person while driving