Permanent life insurance provide protection for your entire lifetime or up to a certain age in some instances. Additionally, permanent life insurance policies can build a cash value that can be borrowed against  or in some cases withdrawn to help meet future goals such as paying for a child’s college education or retirement.


Whole Life (with or without Profits)

This policy is perfect for individuals who wish to have both protection and cash value accumulation. It offers guaranteed premiums which never increases, guaranteed  death benefit, and guaranteed cash value. The 'With Profit' plans allows clients to share in the company’s profit which further increase the policy cash value


Whole Life Limited to Age 60

A wonderful choice for death protection and higher cash value accumulation that is ideal for retirement planning.


Whole Life with Quinquennial Bonus

This whole life product with endowment feature is a great choice for death protection and higher cash value accumulation. Also ideal for retirement and estate planning as cash values accumulate quickly and pays 25% of the sum assured every five years.


Four Payment Life Plan

This combination whole life product has all the benefits of the traditional whole life plus four periodic endowments of  10-25 % of sum assured after year 5, 10, 15 and 20.