A rider is a special Policy Provisions that can be added to the standard whole life, term life or endowment insurance contract to expand the standard benefits of the particular policy.
 

Accidental Death and Dismemberment Rider

Subject to special conditions, additional benefits are paid in respect of accidental injury, dismemberment and/or death.
 

Waiver of Premium Rider

Subject to special conditions and exclusions, in the event that the life insured becomes totally disabled the insurance policy will remain in force even though the company waives premium payment during the disability.
 

Double Indemnity Rider

Subject to specified conditions and exclusions, this provision doubles the face amount of the life insurance policy, if the life insured dies as a result of an accident.