Term insurance provides insurance protection at an initially low cost for a specified period of time such as 5, 10 or 20 years.   If you die within the term period , a death benefit is paid to your beneficiary. If you are living outside the term period protection ceases unless the policy is renewed. Term insurance has no accumulation element, or cash value.  

Term insurance is ideal where people need insurance for a specific period of time or for people with limited budgets who need large amounts of insurance coverage.

5 Year Renewable and Convertible

Provides insurance coverage for five years with renewal after expiration without additional evidence of insurability.  Can also be converted  to permanent life insurance anytime while the policy is in full effect without additional proof of insurability.
 

Executive Term 10

Provides insurance coverage for  10 years and can be converted  to permanent life insurance any time while the policy is in full effect without evidence of insurability.
 

Executive Term 15

Provides insurance coverage for 15 years and can be converted  to permanent life insurance any time while the policy is in full effect without evidence of insurability.
 

Executive Term 20

Provides insurance coverage for  20  years and can be converted  to permanent life insurance any time while the policy is in full effect without evidence of insurability.
 

Level Term Assurance to Age  60/63

Provides insurance coverage at a guaranteed (level) premium rate until age 60 for males or age 63 for females.