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Contractor's All Risk
Contractors All Risk is used when the contractor is responsible for insuring properties under construction and renovation. This policy covers property that is lost, destroyed or damaged during the period of Insurance by but not limited to the following perils:
  • Fire or explosion 
  • Storm or flood (including rain or overflow of the sea)
  • Hurricane, cyclone or tornado
  • Lightning or thunderbolt
  • Earthquake or volcanic eruption
  • Malicious or willful acts
  • Riot or civil commotion
  • Water escaping from any apparatus, tanks or pipes
  • Impact
  • Aircraft
  • Third party liability


Including but not limited to:
  • War, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, riot, strike, lock-out, civil commotion
  • Nuclear reaction, nuclear radiation or radioactive contamination
  • Wilful act or willful negligence of the insured or of his representatives
  • Cessation of work whether total or partial

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