Property
Homeshield Home and Contents Policy
Protect your home and contents with our Homeshield Home & Contents policy. This policy allows you to protect your home and contents together or your home or contents only.
You are covered for loss or damage due to:
- Fire or explosion
- Storm or flood (including rain or overflow of the sea)
- Hurricane, cyclone or tornado
- Lightning or thunderbolt
- Earthquake or volcanic eruption
- Theft, burglary or housebreaking
- Malicious or wilful acts
- Riot or civil commotion
- Water or oil escaping from domestic fixed water tanks etc
- Impact (by vehicle, space debris, animals, fallen tree etc)
- Breakage of any fixed glass
- Liability
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Commercial Property Insurance - Material Damage Policy
The Material Damage Policy protect commercial property including buildings, contents, equipment and stock. This policy covers commercial property that is lost, destroyed or damaged during the period of Insurance by the following perils:
- Fire or explosion
- Storm or flood (including rain or overflow of the sea)
- Hurricane, cyclone or tornado
- Lightning or thunderbolt
- Earthquake or volcanic eruption
- Malicious or wilful acts
- Riot or civil commotion
- Water escaping from any apparatus, tanks or pipes
- Impact
- Aircraft
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Course of Construction Insurance - Fire and Extended Perils Policy
Course of Construction insurance is used during construction or renovation of personal property. This policy covers damages to property caused by the following events:
- Fire or explosion
- Impact (by vehicle and aircraft)
- Lightning or thunderbolt
- Riot
- Smoke
- Earthquake
- Leakage from Fire Protective Equipment
- Windstorm or Hail
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